For a FREE Quote

Call 1300 122 211

The A to Z of Tyre and Rim Insurance  

Dec 1, 2015 | Tyre and Rim Insurance

No matter where you live in Australia, you’re bound to find yourself driving on poor road surfaces. On top of this unfortunate reality, you’ve probably also noticed the trend of rims getting larger at the expense of tyre walls, which are becoming narrower and narrower.

While it’s true that tyre technology and construction has improved, these current configuration trends increase the probability of tyre and rim damage. If you’re driving on low profile tyres that are 45 series or less, you may have already noticed how prone they are to bulges and sidewall gouges.

Why You Need Tyre and Rim Insurance

With manufacturers trending towards these specifications combined with the poor road conditions found throughout the country, your tyres and rims are at a greater risk of being damaged than ever before.

Unfortunately, repairing tyres and rims is expensive. You may also need a replacement if the damage is extensive enough, which can cost hundreds of dollars.

Tyre insurance, Rim insurance, Tyre and rim insurance

Unfortunately, repairing tyres and rims is expensive. You may also need a replacement if the damage is extensive enough, which can cost hundreds of dollars.

Many people are realizing that local councils and tyre manufacturers frequently refuse to pay up for damage resulting from poor roads, leaving them with the expensive repair bills. The good news, though, is that tyre and rim insurance can protect you from these costly repairs when they do occur.

The Key Benefits of Tyre and Rim Insurance

A major benefit of having tyre and rim insurance is that it can save you money in the long run. For a modest ‘one-off’ policy premium payment, you will avoid being devastated by an expensive repair bill that you can’t afford.

If you don’t have the money to pay for the needed repairs, you’re likely to just keep driving your car. This is obviously unsafe and will put you at greater risk of getting in an accident.

Furthermore, your damaged tyres aren’t road compliant, so your vehicle will be unable to pass its yearly inspection. Tyre and rim insurance solves these potential problems to protect your safety, your wallet, and your peace of mind.

What Tyre and Rim Insurance Covers

Tyre and rim policies are extensive, covering tyre and rim damage caused by the following:

  • Kerbs
  • Poholes
  • Metal
  • Road debris
  • Nails and screws
  • Glass
  • Blowouts
  • Misshapen, warped, or cracked rims

In addition to that basic coverage, many policies offer extra options to get you back on the road if you experience a flat tyre, battery failure, lose your keys or lock them in the car, or if your car runs out of fuel.

Is Tyre and Rim Insurance Right for You?

Though there are exceptions to what tyre and rim insurance will cover, these exceptions are both reasonable and logical. For example, damage resulting from negligence, vehicle collisions, or wheel modifications isn’t covered by tyre and rim insurance.

Tyre insurance, Rim insurance, Tyre and rim insurance

Having tyre and rim insurance is more important now than ever when you consider the increased likelihood and cost of tyre and rim damage in recent years.
Credit: gorapid.com.au

In other words, you generally don’t need to be worried about something being snuck into the fine print of a policy that prevents you from getting compensated for damage caused by road conditions or bad tyres or rims.

That being said, we do recommend reading through any policy you’re considering to see exactly what is and isn’t covered.

All in all, having tyre and rim insurance is more important now than ever when you consider the increased likelihood and cost of tyre and rim damage in recent years.

If you drive on a regular basis, tyre and rim insurance can end up saving you hundreds of dollars in the long run.

Contact us

1300 122 211

Happy Customers

“Thanks so much for the loan protection advice, a novated lease seemed a great idea until I got made redundant....

Adam
Penshurst NSW

Warranty & Insurance
5
2020-10-06T18:58:45+11:00

Adam
Penshurst NSW

“Thanks so much for the loan protection advice, a novated lease seemed a great idea until I got made redundant. To have someone making those payments for the 4 months till I could find work again saved our family home”
“I’m sure the insurance will be great if I ever need it, I just wanted to say thanks for the...

Danny,
Moorebank NSW

Warranty & Insurance
5
2020-10-06T18:59:42+11:00

Danny,
Moorebank NSW

“I’m sure the insurance will be great if I ever need it, I just wanted to say thanks for the buying recommendation, your contact saved me 6K on the vehicle so even with insurance I’m way under my budget”
“I know this is slightly unusual for a testimonial as I didn’t purchase anything from you despite the advice you...

Nick
Kenthurst NSW

Warranty & Insurance
5
2020-10-06T19:00:33+11:00

Nick
Kenthurst NSW

“I know this is slightly unusual for a testimonial as I didn’t purchase anything from you despite the advice you gave me. It’s hard to say now but gee I wish I had, the cheaper option the dealer gave me sounded like the right thing but when it came to the crunch they found a loophole to avoid paying. That’s $6K gone now plus the “warranty” I supposedly paid for. Thanks however for the advice and recommendation for a mechanic to help me minimise it to $6K as the dealer was asking for $10K, once he’d got round the warranty”
“Thanks Simon for the advice very valuable, 2 months out of new car warranty and the gear box goes…….. very...

Alex,
Parramatta NSW

Warranty & Insurance
5
2020-10-06T18:53:31+11:00

Alex,
Parramatta NSW

“Thanks Simon for the advice very valuable, 2 months out of new car warranty and the gear box goes…….. very glad we listened”
“For the $2 a week cost on our finance we’ve had 3 punctures in 18 months from driving past the...

Lauren,
Marrickville NSW

Warranty & Insurance
5
2020-10-06T18:54:34+11:00

Lauren,
Marrickville NSW

“For the $2 a week cost on our finance we’ve had 3 punctures in 18 months from driving past the building site down the road, if you don’t get tyre and rim insurance you’re out of your mind”
5
5
Warranty & Insurance